Know Your Money.
Know Your Future.
Forecast your cash, retirement, and investments — and see exactly when you might run out.
This isn't a budgeting app, a wealth manager, or a tax advisor. It's a straightforward forecasting tool that takes your real numbers and shows you where you're headed — clearly and honestly.
you've been missing
A forward-looking forecasting tool for real financial decisions — not generic advice, not expensive subscriptions.
Cashflow Forecasting
See your daily balances months or years into the future. Know before you overdraft.
Retirement Clarity
Know when your savings may run out — based on your numbers, not industry averages.
Brokerage Projections
Model investment growth, withdrawals, and returns with your own customizable assumptions.
Simple & Visual
Clear tables and projections — no spreadsheets, no jargon, no financial expertise required.
Your retirement picture — not a textbook one
Unlike tools that rely on generic rules of thumb like the "4% withdrawal rule" or industry averages, Know Your Money builds projections entirely from the numbers you enter — your actual savings, your actual spending, your actual timeline. The result is a forecast that reflects your life, not a statistical average.
Your data belongs to you. Completely.
Everything you enter into Know Your Money is saved directly to your iPhone — and nowhere else. There are no accounts to create, no servers receiving your data, no cloud storage, and no third parties involved. We have no access to your financial information whatsoever. Your numbers stay private, on your device, always.
Enter your info
Add your income, expenses, and starting balances — takes just a few minutes.
Generate projections
Instantly see your cashflow, retirement, and investment timelines — built from your numbers.
See critical thresholds
Get alerts when balances may dip below your limits — so you're never caught off guard.
Scroll to explore. Click to enlarge.
Your data stays private on your device. No sign-up required.